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Home > Article > What is Chief Financial Officer (CFO)

What is Chief Financial Officer (CFO)

In this article, you'll learn what a CFO is, what a CFO does, who the CFO reports to, who the CFO excels at, some frequently asked questions, and more.


Erdem Yasar Erdem Yasar
January 5, 2023
3 min read
What is Chief Financial Officer (CFO)

CFO stands for Chief Financial Officer, who is a c-level executive. CFOs are responsible for managing the financial actions of the organization.

Table of Contents

  • What is the CFO position?
  • What does a CFO do?
  • What qualifies a CFO?
  • Who is higher than a CFO?
  • Who does a CFO report to?
  • What is the average base salary of a CFO?
  • Is the COO higher than CFO?
  • Is the CEO higher than the CFO?
  • Is the VP of Finance higher than CFO?
  • Is the director of finance higher than the CFO?
  • Is CFO a stressful job?

What is the CFO position?

Similar to other c-level positions, CFO is one of the highest positions in a company anyone can achieve. It is the highest financial position in an organization. The position was defined by large organizations, however nowadays medium and even small-sized organizations are looking for CFOs.


What does a CFO do?

CFOs responsible for planning, implementing, managing, and running all the finance activities of an organization. CFOs oversee all the financial activities while leading the finance and accounting teams. CFOs should also work closely with the CEO and other C-suite peers to understand and shape the organization’s short and long-term plans.

In the short term, a CFO makes sure that the organization can pay off its short-term liabilities. For a longer period, CFOs should ensure to maximize the return on investment. For the long term, a CFO should be able to forecast the organization’s future outcomes. To be able to make accurate forecasts, a CFO should work with other c-level executives and also have extensive knowledge of the market.


What qualifies a CFO?

Similar to other c-level positions, most companies are looking for at least a bachelor’s degree for their CFO candidates. A bachelor’s degree in business administration, business development, finance, accounting, or a related field is required at least. Most CFOs also have an MBA degree in related fields. Experience is also very important for CFOs.

Most job descriptions for CFOs generally require candidates to have more than 10 years of experience in finance departments. Organizations also mostly prefer professionals experienced in the field that the organization market. A technical skill set is also important for CFOs, including accounting software, financial data analysis, financial systems, and sales management solutions. And finally, just like other managerial positions, communication, and leadership skills are essential since the position includes leading teams.


Who is higher than a CFO?

That depends on the company structure, but generally, the CEO is higher than the CFO.


Who does a CFO report to?

In most situations, CFOs report directly to CEOs.


What is the average base salary of a CFO?

The average salary for CFOs in the U.S. is slightly above $400,000. Most CFOs earn between $313,000 to $527,000.


Is the COO higher than CFO?

Both COOs and CFOs report directly to CEOs, thus they are both considered equal in most organizations’ structures.


Is the CEO higher than the CFO?

CEO is the highest position in the leadership thus, thus it is higher than CFOs.


Is the VP of Finance higher than CFO?

CFO is higher than the VP of finance.


Is the director of finance higher than the CFO?

CFO is higher than the director of the finance role.


Is CFO a stressful job?

A lot of CFOs state that their job is very stressful for various reasons. A CFO believes that their role requires handling too many responsibilities makes it more difficult. Also, managing the cash flow in today’s world is a challenge where everything can change suddenly. CFOs also state that developing financial scenarios, producing various and accurate reports in a short time, and implementing tech for finance make the job more stressful.


  • Chief Operating Officer (COO)
  • Chief Marketing Officer (CMO)
  • Chief Technology Officer (CTO)
  • Chief Security Officer (CSO)
  • Chief Executive Officer (CEO)
Erdem Yasar

Erdem Yasar

Erdem Yasar is a news editor at Cloud7. Erdem started his career by writing video game reviews in 2007 for PC World magazine while he was studying computer engineering. In the following years, he focused on software development with various programming languages. After his graduation, he continued to work as an editor for several major tech-related websites and magazines. During the 2010s, Erdem Yasar shifted his focus to cloud computing, hosting, and data centers as they were becoming more popular topics in the tech industry. Erdem Yasar also worked with various industry-leading tech companies as a content creator by writing blog posts and other articles. Prior to his role at Cloud7, Erdem was the managing editor of T3 Magazine.

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